Welcome to the Credit Claims Specialists!
Could your Credit Agreements be deemed Unenforceable ?
Do you have any loans or credit cards which were taken out before 6th April 2007?
Was balance less than £25,000 at the point of contract?
Did you know these Credit agreements can be challenged with the potential of the balances being deemed Unenforceable Credit Agreements?
Have you have been miss-sold Payment protection or been charged an obsence amount, Experts agree over 50% could have been miss-sold Payment Protection were you?
Have you had unfair credit card charges added within the last 6 years?
Did you know UK Credit Claims can challenge your credit agreements, get your charges back and investigate your Payment protection policies( PPI ).

Uk Credit Claims provides one stop for all your Claim needs.

Unenforceable Credit Claims
Many credit agreements which were issued before 6th April 2007  have a possibility that they're written incorrectly and you have the right to challenge your agreements under the Consumer Credit Act. Whether it’s an unfair or an unenforceable agreement, we will assess your agreement alongside the Consumer Credit Act and other regulations. Once we have identified flaws we will compile a detailed Audit and write a report to present to the lender. There are over 20+ points that can make a credit agreement unenforceable.Many cases have already been successful so claim now before its too late..

 
Whats so Important About April 2007
The Consumer Credit Act was amended and new rules came into force in April 2007. Under the new act,lenders have had to act more responsibly and write their credit agreements more fairly. However, the law is not retrospective, so any agreements signed before this date can be challenged.

The Law
The 1974 Consumer Credit Act was brought in for the protection of consumers it gave the rules for lenders to adhere to when they issued a consumer credit agreement.This gives guidance on the way they must put a credit agreement together and how they must act.

Reclaim Miss-sold Payment Protection
Experts agree that around 50% of the PPI policies sold in the UK were infact miss-sold. Many banks have been fined over this matter, HFC Bank over one million pounds, Alliance and Leicester have been fined over seven million pounds to name just a few, the part that makes us angry is the rate of successful claims which is very poor in the region of 60-80% of cases being rejected. There are several ways in which a policy may have been miss-sold. Were you harassed into taking the insurance by a pushy salesperson, were you led to believe that the policy was compulsory? Or maybe it was implied that taking out the policy would increase your chances of getting the loan in the first place or even not being told its been added, these are just a few ways miss selling could of taken place and if this is the case we will look to recover all past payments and charge interest on the amount.The best way to find out if you have a possible claim is to give us a call or Take our test and with no upfront fee's,now is the time to act. Reclaim your mis sold PPI now! Average claim £1500.

 

Reclaim Unfair Credit Card Charges
Most are not aware that you can still reclaim unfair credit card charges, the charges are unlawful, but since bank charges were frozen due to a high court case, numbers of people claiming has dropped and the card companies will try every trick in the book to not pay but when you put your case with UK Credit Claims you can be rest assured that we will not take this lying down and we are prepared to put the full weight of our legal department behind your case to ensure you get your unfair charges back as soon as possible. Average claim £900

 

Reclaim Unfair Bank Charges

High courts some time ago put unfair bank charges on hold until they could be investigated in more detail.But the best plan of action is to get them in as soon as possible, if the out come is positive for consumers it makes sense to put your claim in now as reclaiming unfair bank charges goes back six years and many banks have lowered these charges to the minimum requirements, so you see it makes logical sense to put them in now as everyday you dont it could be costing you money.OFT and the FSA have stated that consumers in financial hardship must have there unfair bank charges claims processed, many banks are not listening to this guidance and stalling claims but by instructing Uk Credit Claims you can be sure that we will fight for your rights and get your unlawful charges back as soon as possible.We have just reclaimed over £2900 for a client in financial hardship, if you feel you may qualify call 0800 612 4751 or complete our contact form.

We offer a first class service with a high success rate, take our test. CLAIM NOW!